Proper insurance solutions can help enhance your standard of living by providing a guaranteed* income floor that can't be outlived.
*Guarantees are based on the claims paying ability of the issuing insurance company.
TAX EFFICIENT INSURANCE SERVICES
How Can Insurance Products Help You Retire?
Selecting the right kinds of insurance products as part of a tax plan can provide guaranteed returns and peace of mind. They can bridge the gap in any retirement plan to help you rest assured that you won't outlive your income.
We an tailor you tax plan to fit your life insurance, annuity, long term care, and Medicare needs.
LIFE
INSURANCE
PLANS
We can provide you with insurance professionals to access many forms of life insurance:
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Term Life Insurance
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Whole Life Insurance
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Universal Life Insurance
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Indexed Universal Life Insurance
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Variable Universal Life Insurance
FIXED
ANNUITY
OPTIONS
Fixed Annuities offer a fixed guaranteed* return and provide for the potential for higher returns based on the interest crediting method.
Equity Indexed annuities offer a minimum guaranteed* interest rate and credit based on an underlying index.
*Guarantees are based on the claims paying ability of the issuing insurance company.
LONG TERM CARE INSURANCE
We advise on the tax benefits regarding plans that will provide protection for at home care, assisted living, nursing home, and memory care. Additionally, if care isn’t required, accrued premium payment amounts can be withdrawn and used to fund Your retirement, or passed on to your beneficiaries.
MEDICARE PLANNING
Will you be subject to additional IRMAA Medicare premium part B and D fees just because of poor tax planning?
We have developed tax efficient plans that allow retirees to avoid hundreds of thousands of dollars in lifetime Medicare premium penalties.
Should You Buy An Annuity?
Before you buy an annuity, there are four things that you need to know to save thousands of dollars and avoid being disappointed by the results.
Long Term Care vs Life Insurance
Should you buy a regular long term care policy or a hybrid, asset-back long term policy like a life insurance or annuity contract?